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Starling Business account vs Revolut Business account

Compare Starling Business account and Revolut Business account for UK business use, focusing on costs, access, controls, service and operating fit.

Starling Business account vs Revolut Business account is best approached as an operating comparison rather than a brand contest. A useful decision starts with how the business receives money, makes payments, gives staff access, handles cash or foreign currency, and what support it expects when something goes wrong.

Commercial decision snapshot

Three checks that should drive the shortlist

Use one operating scenario

Compare both options with the same turnover, transaction mix, users, cash needs and international activity.

Separate price from fit

A cheaper account can cost more if limits, support or integrations create manual work every month.

Keep an exit route

For Starling Business account vs Revolut Business account, include migration effort in the comparison. Check payment continuity, standing instructions, user access, accounting feeds and the cost of moving again if the chosen setup is outgrown.

Current provider checkpoints to compare

Starling Bank
  • Monthly fee: Starling currently advertises its business current account with no monthly account fee.
  • Eligibility: The core business account supports eligible UK limited companies and LLPs; directors with account access and PSCs are subject to UK-residency and other criteria.
  • Cash limits: Published business cash-deposit limits are £5,000 per day and £100,000 per calendar year.
Research Starling Bank profile
Revolut
  • Basic: From £10 a month.
  • Grow: From £30 a month.
  • Scale: From £90 a month on the current pricing page; Enterprise is custom priced.
Research Revolut profile

2026 provider snapshot

Use these published checkpoints to make the Starling Bank versus Revolut Business comparison more concrete. Recheck live pricing and eligibility before applying.

Starling Bank

  • Monthly fee: Starling currently advertises its business current account with no monthly account fee.
  • Eligibility: The core business account supports eligible UK limited companies and LLPs; directors with account access and PSCs are subject to UK-residency and other criteria.
  • Cash limits: Published business cash-deposit limits are £5,000 per day and £100,000 per calendar year.

Revolut Business

  • Basic: From £10 a month.
  • Grow: From £30 a month.
  • Scale: From £90 a month on the current pricing page; Enterprise is custom priced.

Compare the operating model, not just the headline price

For Starling business account vs Revolut business account, write down the company’s monthly transaction pattern before looking at tariffs. Include inbound payments, supplier transfers, cards, cash, international activity and the number of people who need access. That makes it easier to see whether a low headline fee is actually relevant to the business.

Where comparisons go wrong

For starling business account vs revolut business account, keep the business profile fixed before comparing options. A result that suits a low-cash digital firm may reverse for a company with branch, cash, international or multi-user needs. Compare both choices against the same transaction volumes, users, support expectations and growth assumptions.

How to pressure-test the choice

The practical value of the Starling Business account vs Revolut Business account comparison depends less on the label and more on the few decision criteria that genuinely differ between the two choices. The business should not overlook choosing the stronger feature list rather than the better business fit. Keep one busy-month or exception scenario alongside the shortlist so the final choice can be checked against real operating needs.

For the Starling Business account vs Revolut Business account comparison, the useful comparison starts with the few decision criteria that genuinely differ between the two choices. The main operational risk to test is choosing the stronger feature list rather than the better business fit. That is easier to judge when the team has the cost and effort of moving away later in front of it.

Build a review trail

Once a decision is made on the Starling Business account vs Revolut Business account comparison, keep a brief note of the operating requirement, the option selected and the event that should trigger another review. Attach or reference one normal-month transaction model. This creates continuity when responsibility moves to another director, bookkeeper or finance-team member.

Questions worth answering before you apply or switch

  • Are both options being judged with exactly the same usage assumptions?
  • Which difference would matter most during a busy or difficult month?
  • What feature looks attractive but is not actually essential?
  • What would be painful to migrate if the choice proves wrong?
  • Which live price or eligibility term must be verified before applying?
BusinessBanks.uk editorial test

Do not pick between the options in starling business account vs revolut business account from a feature checklist alone. Run both through one routine month and one difficult month, then compare total cost, control, support, migration effort and the consequences of changing provider later.

Keep the banking structure tied to the business model

Use the provider directory, comparisons and practical guides to narrow the questions before choosing products.

Start comparison